Crypto in. Gift cards out.
Pick where you will spend it — McDonald’s, DoorDash, Uber Eats, and more. You pay that amount in USDC. We buy the matching Bitrefill VCC for that merchant and email you the card.
Checkout only sends USDC to our wallet. We do not take a seed phrase, and we do not move funds anywhere else.

Fomo Pay
Wendy's
Amazon
WalmartHow it works
You pay us. We buy the Bitrefill product. You get the card.
McDonald’s, DoorDash, Uber Eats, Amazon, and so on. Required — that is how we know which Bitrefill VCC to buy.
Phantom signs a USDC transfer to our wallet. Fomo users can send the same amount from the app.
The payment memo includes the merchant, so we purchase the matching Bitrefill card.
The VCC / gift card code is emailed to you after Bitrefill issues it.
A Bitrefill VCC or gift card for the merchant you picked. Not a live checkout on McDonald’s or DoorDash, and not a card that works everywhere unless Bitrefill issues it that way.
Bitrefill asks where the card will be used so they can issue the correct VCC. If you skip this, we cannot buy the right product.
Where will you spend it?
This is required. Pick McDonald’s, DoorDash, or another merchant so we can buy the matching Bitrefill VCC.
Spending activity
Your orders from this browser session, with the merchant we need to buy on Bitrefill.
Built for confidence
Phantom shows the USDC amount and destination before you sign. Nothing else is requested.
Fomo Pay never asks for a seed, password, or export of a Fomo account.
Every paid order has a Solscan transaction. Gift cards come from Bitrefill after that lands.